Is Christmas Getting Out Of Hand?
If you feel Christmas is getting out of hand then follow these tips from a Financial Expert:
1. Price match
Compare prices online, find it cheaper and claim a price match. All the big retailers offer a no-silly-business price match guarantee these days. The maths make sense!
2. Share the cost of Christmas dinner
Christmas dinner can be a pricey old business. Swinging an invite is the most cost effective route or if you’ve got your heart set on hosting, ask for contributions.
3. Fake it
Always liked real Christmas trees, particularly that lovely smell, but they get pricier each year and frankly a fragrant pine candle works just as well! There are some really good looking artificial trees available now and it’s a one-off expense that will last many years. Alternatively decorate a house plant or an evergreen branch.
4. Save on stamps
A photo e-card or photo email is a great idea at Christmas. It’s still personal but you save on postage – and trees.
5. Gift tags
Turn last year’s cards into gift tags. Simple but very effective.
6. Write a list
Have a clear list of who to buy for and what you can afford to spend. Start early and bag bargains as you seen them, then firmly cross them off the list. When you get a bargain don’t feel you have to buy more. You don’t!
7. Small is beautiful
Books make great presents and can often be bought inexpensively – especially if you snap them up second hand. And don’t underestimate the thrill of cheaper toys such as balls, skipping ropes, reams of paper and new felt tips: traditional gifts that bring hours of pleasure.
8. Get creative
Consider homemade presents for friends. A pot of bulbs, a tin of homemade shortbread, a hamper filled with yummy goodies… thoughtful gifts that show you’ve really made an effort.
Why not give your partner a book of vouchers to trade in for lie ins, breakfast in bed, massage or their favourite dinner? Cost free but really thoughtful.
10. Trade in your loyalty points
Been diligently saving your points at your favourite retailers? Now’s the time to cash them in for up to four times the value.
11. Shop on Christmas Eve
Not for the faint hearted(!) but if you can bear to leave it till the last minute, you can bag some serious bargains on the 24th December. Hit the shops early though!
12. Swap games
You don’t need to buy pricey board games for after Christmas dinner. Swap them with friends before the big day.